Nobody wants to get ripped off. Some online scams are obvious even to the casual observer, but others have evolved into sophisticated schemes that are difficult to spot.

The Better Business Bureau (BBB) keeps tabs on online scams and can give you information about a business before you act. The online world is no different than the real world. If it sounds like you’re getting something for nothing or you’re having one of those “it’s too good to be true” moments, trust your instincts.

BBB Top 10 Scam Warnings

Job Hunter Scams

You must provide bank information or pay a fee to be considered for a job.

Debt Relief and Settlement Services

For big upfront fees they’ll eliminate most or all of your debt.

Work from Home Schemes

Make money assembling items at home or “mystery shopping,” but only after a big investment.

Timeshare Resellers

For big upfront fees, they promise fast action on reselling your timeshare, but have no intention of delivering.

“Free” Trial Offers

It’s free for a while, but you must opt out later to avoid monthly billings.

Rogue Home Repair/Roofers

Huge down payments are required for home repairs that never happen.

Lottery/Sweepstakes Scams

You must pay “taxes” before receiving your big lottery/sweepstakes winnings.

Advance-Fee Loan Scams

You qualify for a large loan but you must pay some upfront fees.

Over-Payment Scams

“I accidentally sent you too much money, would you please wire some back?”

Identity Theft

They’re from a “legitimate” business and need to “confirm” your private information.

The bottom line is when in doubt, check it out – before you make a move. If you think you may have been the victim of a scam, you can file a complaint with the BBB.

The BBB produced an infographic showing the top online scams, check it out by clicking here: